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License Number: 80/2020
Business Registration No. 201000289M

Get Fast Cash Payday Loan Now

  • Get a low-interest rate payday loan from 1% per month with flexible repayment options
  • All income levels are eligible for application
  • Get fast cash instantly upon approval

Get Started Now - Fill In Your Loan Amount Below

How to Get a Payday Loan from Advance Cash Credit

  • A

    Step 1: Fill Out the Short
    Online Form

    Complete a simple form with some simple details such as your income and loan requirements. 

  • B

    Step 2: The Consultant
    Contacts You

    After reviewing the loan application, our friendly loan officer will get in touch with you to make an appointment and finalize your loan at our office.

  • C

    Step 3: Finalise the Loan at Our Office

    Once the loan has been finalised and the contract signed, cash will be disbursed to you on the same day.

Your Guide to Payday Loan

At some point in your life, things happen, and you may find yourself in a tight spot financially. It is a common impediment among many Singaporeans and people around the world. It is important for you to know what you are getting into when you apply for a payday loan. Often, people overlook the important factors such as compulsory fees and interest rates. Not a mistake you want to make if you are planning to keep your financial situation in order. If you are currently in debt or a difficult financial position, consider seeking help early.

However, there are certain companies out there, that are accredited and licensed, that you can go to for a payday loan. You do have options with many reputable licensed moneylenders and banks, and if you do your research properly, you can find one that will fit your needs.

We have taken the opportunity to answer some concerns and questions, that you may have about online payday loans and moneylenders. Below, is a list of frequently asked questions, that we will answer, to make your payday loan experience easier and safe.

Are There Any Good Payday Loan Companies?

Yes, of course, and you can find them online, or near the areas you live or work. It's a matter of searching for licensed moneylenders, that will offer you the best rates and minimal fees. Advance Cash Credit Pte. Ltd. is a licensed moneylender that offers quick and convenient cash should you be eligible.

Can I Get a Personal Loan with Bad or Not so Good Credit?

Getting a personal loan, or any loan with bad or not so good credit certainly will not be as easy, but you can still get it as you would as a person with a good credit score. One of your options could be going to a local bank, and opening an account with them, and discussing your loan options. Interest rates tend to be higher for bad credit loans.

Your other alternative will be to find a trustworthy licensed lender like Advance Cash Credit Private Limited to discuss your loan options.

We highly recommend you to not get from unlicensed lenders as there are just no limitations to what they can do to you.

Are Payday Loans Safe?

Yes, this is an important question. Always look for a finance company that is licensed, and permitted to give out loans legally in Singapore. You can do that by checking the official list of licensed moneylenders from Singapore's Ministry of Law Website ( Always be sure to check whether or not they will share your information, and make sure that your loan is coming directly from the company.

Do Payday Loans Hurt or Affect My Credit Rating?

When you take any loan, your credit score will be affected. If you default or you are unable to pay, then even so yes. Not paying your loan on time will also affect your credit.

How do I Get a Payday Loan without a Bank Account?

Typically, you can get a loan by providing verifiable proof of identity and income. At the very least. However, that differs from each bank and lender. Be sure to research the best loan options, so you do not get yourself trapped in a painful situation. You can start by calling up licensed lenders to ask about their requirements.

Where Can I Get a Payday Loan?

Getting a payday loan is quick and easy, you just need to know where to get your loan legally. You can do that by finding licensed moneylenders in Singapore around your area or town.

What is the Easiest, or Best Place to Get a Payday Loan, Fast?

Advance Cash Credit Pte. Ltd. is a professional and licensed moneylender that has been around since 2010. They can quickly and efficiently approve and provide you the loan you need if you meet their requirements.

The loan process typically takes a matter of minutes, and you mainly need your proof of identity and income, subject to each moneylender's practices.

I Need a Payday Loan Today Fast, How?

Call Advance Cash Credit's Hotline now to find out if you are eligible to get the loan you need.


Everyone has hard times financially, and it is natural to have to go to someone for help. Whether that is a bank, financial institution, or a family member and friend, a payday loan can save you from feeling embarrassed about asking someone you love for money.

Always look for the friendliest options out there in regards to interests rates. The more flexible your options are, the easier it will be to pay it back.

Always be careful before you apply for a Payday loan. Find the best one for you, when you are in need, refer back to this guide, to save yourself money, time, and hassle.


About Us

Advance Cash Credit Pte. Ltd. is a moneylender trusted by more than 31,257 borrowers of all income levels since 2010.

Visit Us At: 304 Orchard Road, #04-13 Lucky Plaza Singapore 238863

Call Us At: 6737 5737

Our Loan Services

We offer a wide range of loan services for all income levels and needs.

Our loan services include

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